Commercial property loans much like residential mortgage, use real estate as collateral for repayment.

Commercial property loans are a lot like residential property loans, except that the collateral is a commercial building rather than a residence. Usually a business will take on a commercial property loan, rather than an individual.

The borrower in a commercial property loan may be a any type of company: a limited liability corporation (LLC), a small business corporation (S-Corp), or even a partnership. This attribute of these commercial loans makes the assessment of the creditworthiness of the borrower very difficult compared with borrowers in residential property loans.

In many regions, many laws prevent the creditor of a commercial property loan from going after the borrower for any deficiency. Property loans structured for sale as bonds can give a higher priority to constantly receiving some sort of income and therefore would require a clause which allows the lender to seize a property immediately, even if bankruptcy proceedings that the borrower might be going through have not run their course.

Many times the loan can be supplemented by a personal guarantee from the owner of a property, which makes the debt payable in full even if foreclosure on the mortgaged collateral does not satisfy the outstanding balance.

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Take a look at Egypt property to find out more about investing in property there.