Commercial property loans are loans made using real estate as collateral to secure repayment.

Commercial property loans are a lot like residential property loans, except that the collateral is a commercial building rather than a residence. Usually a business will take on a commercial property loan, rather than an individual.

The borrower can be a corporation, limited liability company, or even a partnership. This makes the assessment of the credit of the buyer much more difficult than it is with residential property loans.

Some commercial property loans are nonrecourse, meaning that in the event of default in repayment, the creditor can only seize the collateral, but has no further claim against the borrower for any remaining deficiency. This is a contrast to the norm with residential property loans, in which a lender can usually seize other assets of the borrower in the event of non-payment.

Frequently, the mortgage is supplemented by a general obligation of the borrower or a personal guarantee from the owner(s), which makes the debt payable in full even if foreclosure on the mortgaged collateral does not satisfy the outstanding balance.

Property buyers who are looking for an exciting investment that can offer impresive rental yields, high capital growth and low property prices are flocking to Egypt. Buying property in Egypt is a very good choice for holiday home purchasers, especially given its fantastic good weather year-round, easy access to Europe, intriguing history and beautiful beaches.

You have access to a wide range of property developments when investing in Egypt. For example in the popular resort of Sharm El Sheikh and the up and coming resorts of Sahl Hasheesh in Hurghada and Luxor. Top developers and agents in these areas help to bring you the latest Egyptian investment properties direct at low prices. Fantastic new developments in Egypt are located on property on the major Red Sea resorts.

Take a look at Egypt property to find out more about investing in property there.